What The Fraud?

Recorded live on the floor of Money20/20 Europe in Amsterdam, this special episode of What the Fraud? brings together some of the sharpest minds in fintech to tackle the questions that matter most right now: how do you deploy AI at scale, build trust with users, fight increasingly sophisticated fraud, and keep growing without getting left behind?

Direct from the Sumsub booth, Thomas Taraniuk, Head of Partnerships at Sumsub, speaks with leaders from across the financial services ecosystem about the forces reshaping the industry: from agentic AI and stablecoins to merchant fraud blind spots and the cost of compliance.

Our guests include:

Georgios Kolovos (Payments and Fintech Leader, EMEA, Nvidia) on whether a single AI model can power the entire payment stack, the value of transaction foundation models, and why collaboration between financial institutions is essential to staying ahead of fraud
Joe Wilson (Chief Evangelist, Bunq) on building trust with expats and digital nomads, why brutal transparency is a competitive advantage, and the case for intervening on the user's side before fraud ever reaches the back end
Rik Goslinga (VP, Account Management, EMEA, Adyen) on the merchant blind spots that still plague the industry, why fraud is no longer just a checkout problem, and how machine learning is making the fraud-conversion-cost trade-off less of a zero-sum game
Ivan Zhiznevsky (Founder and CEO, 3S Money) on unlocking new markets through modernised payments, the rise of stablecoins as a legitimate business currency, and why governments need to stop outsourcing compliance to the private sector

Across every conversation, a common thread emerges: the fraudsters are moving faster, the technology is more powerful than ever, and the institutions that will win are the ones willing to share knowledge, question their assumptions, and embed intelligence across the entire stack, not just at the point of payment.

Because in a world where fraud is being industrialised, defence can't afford to stay manual.

Thomas Taraniuk on LinkedIn: linkedin.com/in/tomtaraniuk
Georgios Kolovos on LinkedIn: linkedin.com/in/gkolovos
Joe Wilson on LinkedIn: linkedin.com/in/risenujoe
Rik Goslinga on LinkedIn: linkedin.com/in/rikgoslinga
Ivan Zhiznevsky: linkedin.com/in/ivan-zhiznevsky-a0074190
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Account takeovers have become one of the biggest challenges in fraud prevention.

In this episode of What The Fraud, Tom is joined by Suz Lynch, Head of Financial Crime, and Paul Marsden, Head of Risk at Monavate, to explore how fraudsters gain access to trusted accounts, why account takeovers are becoming harder to detect, and how businesses can respond.

From behavioural monitoring and AI-driven scams to the balance between security and customer experience, they discuss the warning signs, emerging threats, and practical steps organisations can take to stay ahead.

Whether you're working in fraud, fintech, payments, or compliance, this episode offers valuable insights into one of the fastest-growing risks in digital finance.

Sumsub's Website: sumsub.com
Sumsub's LinkedIn: linkedin.com/sumsub
Sumsub's Instagram: instagram.com/sumsubcom
Sumsub on X: x.com/Sumsubcom
Sumsub's YouTube Channel: youtube.com/@sumsubcom
Thomas Taraniuk on LinkedIn: linkedin.com/in/tomtaraniuk
Suz Lynch on LinkedIn: linkedin.com/in/suzanne-lynch-68003667
Paul Marsden on LinkedIn: linkedin.com/in/paul-marsden-69a98838
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“What does it really take to move digital assets from hype to institutional infrastructure?”

At Consensus Miami 2026, one theme stood out clearly: digital finance is moving from experimentation to infrastructure. Institutions are no longer just exploring blockchain… they are actively rebuilding how money is moved, secured, and governed.

In part 2 of this special episode of What the Fraud?, Anastasia Shvechkova, Sales Director Americas at Sumsub, sits down for conversations with leaders from across the industry at the Sumsub booth at Consensus Miami, exploring how this transformation is happening across banking, payments, custody, and compliance, and what it means for fraud risk in a rapidly scaling ecosystem.

Our guests include:

Adam Levine (CEO, Fireblocks Trust Company) on why institutional adoption depends on secure, scalable infrastructure and how custody and risk are evolving together.
Ryan Rugg (Global Head of Digital Assets, Treasury and Trade Solutions, Citi) on embedding blockchain into enterprise banking infrastructure and making digital assets feel like just another operational rail.
Myles Harrison (Chief Product Officer, AMINA Bank) on building regulated crypto banking that bridges TradFi and digital assets, and why security-by-design is essential for mainstream adoption.
Jamal Rayees (Head of Strategy, Polygon Labs) on how stablecoins are becoming the first true breakout use case for blockchain-based payments.

Links:
Sumsub's Website: sumsub.com
Sumsub's LinkedIn: linkedin.com/sumsub
Sumsub's Instagram: instagram.com/sumsubcom
Sumsub on X: x.com/Sumsubcom
Sumsub's YouTube Channel: youtube.com/@sumsubcom
Anastasia Shvechkova on LinkedIn: linkedin.com/in/anastasia-shvechkova-878344118
Adam Levine on LinkedIn: linkedin.com/in/adamlevine18
Ryan Rugg on LinkedIn: linkedin.com/in/ryanrugg
Myles Harrison on LinkedIn: linkedin.com/in/myles-harrison
Jamal Rayees on LinkedIn: linkedin.com/in/jamalraees
Hosted on Acast. See acast.com/privacy for more information.

In Part 1 of our What the Fraud? special from Consensus Miami 2026, we explore how crypto is moving beyond early adoption and into mainstream finance. From regulation and compliance to payments and user growth, the conversation focuses on what it takes to scale digital assets safely in the real world.

Direct from the Sumsub booth at Consensus Miami, Anastasia Shvechkova, Sales Director Americas at Sumsub, speaks with experts from across the ecosystem about the challenges shaping the next phase of digital finance, from compliance and payments to trust, scale, and user adoption.

Our guests include:

Lei Lei (VP of Business Development and Strategy, Kite) on building crypto-native products and driving real-world utility
Mayur Gupta (Chief Growth & Marketing Officer, Kraken) on scaling adoption and bringing more users into crypto markets
Larry Wade (Global Head of Crypto Compliance and Regulatory Relations, PayPal) on how global payment platforms are navigating regulation while integrating crypto

Across the conversation, a different set of challenges emerges: not just how to build crypto systems, but how to grow them responsibly. From user onboarding and product-market fit to compliance frameworks and regulatory engagement, the focus is on what it takes to move from early infrastructure to widespread adoption.

Because once the rails are built, the real question becomes: who will actually use them, and how safely?

Links:

Sumsub's Website: sumsub.com
Sumsub's LinkedIn: linkedin.com/sumsub
Sumsub's Instagram: instagram.com/sumsubcom
Sumsub on X: x.com/Sumsubcom
Sumsub's YouTube Channel: youtube.com/@sumsubcom
Anastasia Shvechkova on LinkedIn: linkedin.com/in/anastasia-shvechkova-878344118
Lei Lei on LinkedIn: linkedin.com/in/lei-lei-90720a
Mayur Gupta on LinkedIn: linkedin.com/in/mayurgupta77
Larry Wade on LinkedIn: linkedin.com/in/larryswadejr
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“What happens when the world’s biggest sporting event becomes the perfect environment for fraud to scale?”

World Cup Betting KYC: https://sumsub.link/21f

The World Cup isn’t just a global celebration of football, it’s one of the largest betting events on the planet. And where volume, velocity, and global participation collide, fraud doesn’t just appear… it accelerates.

Our guest this week is Ludovico Calvi, Honorary President of ULIS, United Lotteries for Integrity in Sports. With decades of experience across betting operations and international integrity networks, Ludovico shares how fraud evolves before, during, and beyond major tournaments like the World Cup.

From multi-accounting and bonus abuse to AI-driven synthetic identities and coordinated betting syndicates, this conversation explores how fraud has become structured, automated, and global. We look at why major events create the perfect conditions for these systems to thrive, how fragmented markets introduce hidden vulnerabilities, and why no single operator can see the full picture alone. We also dive into the growing role of real-time data sharing, cross-border collaboration, and integrity “war rooms”, and what it takes for betting companies to balance rapid growth with resilient defences.

Because in a world where billions are watching and betting… fraud isn’t just playing the game. It’s playing the system.

Sumsub's Website: sumsub.com
Sumsub's LinkedIn: linkedin.com/sumsub
Sumsub's Instagram: instagram.com/sumsubcom
Sumsub on X: x.com/Sumsubcom
Sumsub's YouTube Channel: youtube.com/@sumsubcom
Thomas Taraniuk on LinkedIn: linkedin.com/in/tomtaraniuk
Ludovico Calvi on LinkedIn: https://it.linkedin.com/in/ludovico-calvi-033a5927
Hosted on Acast. See acast.com/privacy for more information.