The Steve Harvey Morning Show

The Steve Harvey Morning Show for Wednesday June 24th, 2026: Steve Harvey's Morning Inspiration | Show Open - Intros | Nephew Tommy's Run That Prank Back - "Praise Dance" | Ask The CLO | Trending & Entertainment News - JayZ Releasing Vinyl Album @ Target | Peabo Bryson Homegoing - Favorite Singers | Buying Knockoff Shoes | Nephew Tommy's Prank - "My Roommate Benny" | Strawberry Letter - "Put Your Money Where Your Mouth Is" Pt. 1-2 | Sports Talk | Social Media Advice | Steve & Marjorie's Anniversary | Would You Rather | Steve Harvey's Closing Remarks
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Whitney Knox Lee.
🎙️ Interview Summary
Guest: Attorney Whitney Knox Lee (Estate Planning Attorney)
Host: Rushion McDonald
Show: Money Making Conversations Masterclass
Whitney Knox Lee explains estate planning as a holistic “legacy strategy”—not just drafting wills, but protecting assets, ensuring financial continuity, and empowering families (especially Black and Brown communities) to retain and transfer wealth effectively.
She breaks down how tools like wills, trusts, life insurance, and powers of attorney work together to help individuals maintain control of their assets during life and after death, while avoiding unnecessary costs, taxes, and legal complications.
🎯 Purpose of the Interview
Educate listeners on estate planning basics and importance
Encourage proactive legacy-building across all income levels
Demystify legal tools (wills, trusts, probate, powers of attorney)
Highlight wealth preservation in underserved communities
Provide actionable steps for entrepreneurs and families alike
🔑 Key Takeaways 1. Estate Planning Is More Than a Will
A will is only one piece of a broader strategy.
Full estate planning includes: Trusts
Powers of attorney
Insurance
Asset management strategy

“A will is part of an estate plan, but it is not the estate plan.” [Whitney Kn...dcast) (2) | Txt]
2. Probate Can Drain Wealth
Probate is a court-supervised process that: Costs money (legal + court fees)
Takes time
Can create family conflict

Even with a will, probate often still applies.
“You can easily spend $800–$900 just getting the case in court.” [Whitney Kn...dcast) (2) | Txt]
3. Trusts Help Avoid Court and Preserve Control
Trusts can: Bypass probate entirely
Protect assets after death
Reduce delays and disputes

They offer greater long-term control than wills.
“A trust allows families to bypass probate altogether.” [Whitney Kn...dcast) (2) | Txt]
4. Life Insurance Is a Critical Wealth Tool
Used to: Pay off debts (e.g., mortgage)
Provide liquidity to families
Maintain lifestyle after death

“Life insurance is a huge part of estate planning…not only building your legacy but protecting it.” [Whitney Kn...dcast) (2) | Txt]
5. Planning Should Start Early (Even at 18)
Estate planning is not just for the wealthy or elderly.
Even young adults need: Medical decision documents
Financial access protections

“You can start when you’re 18.” [Whitney Kn...dcast) (2) | Txt]
6. Entrepreneurs Must Protect Income Streams
Critical tools include:
Financial powers of attorney
Operating agreements / buy-sell agreements
Key person (key man) insurance
“If you can’t manage your business, somebody else can.” [Whitney Kn...dcast) (2) | Txt]
7. Communication Is Part of Legacy
Planning isn’t just legal—it’s relational
Families must understand: What assets exist
How to manage them
Who is responsible

“It’s not just about leaving the stuff, but communicating…what to do with it.” [Whitney Kn...dcast) (2) | Txt]
8. Special Considerations for Disability & Aging
Improper inheritance can cause people to lose government benefits
Planning must account for: Medicaid eligibility
Long-term care costs

9. Cultural & Social Mission
Whitney centers her work on Black women and families
Focus: building generational wealth and correcting systemic gaps
“I love working with Black women…they are the backbone of our society.” [Whitney Kn...dcast) (2) | Txt]
10. Estate Planning = Empowerment
It protects dignity, wealth, and family stability
Prevents loss of assets through: Taxes
Legal fees
Confusion

“Estate planning is a wealth preservation and empowerment strategy.” [Whitney Kn...dcast) (2) | Txt]
💬 Notable Quotes On legacy and control:
“Keep control of your legacy long after you are gone.” [Whitney Kn...dcast) (2) | Txt]
On preparation:
“We know that we will pass away. We don’t know when.” [Whitney Kn...dcast) (2) | Txt]
On financial loss without planning:
“Avoid losing it to court costs, taxes and confusion.” [Whitney Kn...dcast) (2) | Txt]
On responsibility:
“There’s a degree of honesty we gotta have with ourselves.” [Whitney Kn...dcast) (2) | Txt]
On purpose and mission:
“I want to rest well…staying steadfast in my commitments to the people that I love.” [Whitney Kn...dcast) (2) | Txt]
✅ Bottom Line
This interview positions estate planning as a necessary, strategic, and empowering tool—not just for the wealthy, but for anyone who wants to protect their family, control their legacy, and build generational wealth.
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sahra S. Halpern.
🎙️ Interview Summary
Guest: Sahra S. Halpern (President & CEO, Business Consortium Fund – BCF)
Host: Rushion McDonald
Show: Money Making Conversations Masterclass
Sahra Halpern explains the role of Community Development Financial Institutions (CDFIs) like BCF in helping small businesses—especially those underserved by traditional banks—access capital, grow sustainably, and participate in the broader economy.
The conversation highlights how BCF acts as a bridge between rejected borrowers and mainstream financial systems, offering loans, guidance, and long-term support to entrepreneurs navigating economic challenges.
🎯 Purpose of the Interview
Educate entrepreneurs on alternative funding options beyond banks
Raise awareness of CDFIs and their role in economic development
Help small businesses become “capital ready”
Warn against predatory lending (e.g., merchant cash advances)
Promote financial empowerment and sustainable business growth
🔑 Key Takeaways 1. CDFIs Fill the Gap Left by Traditional Banks
Many small businesses are denied bank loans due to strict requirements.
BCF steps in to provide mission-driven lending.
“We are here for the small business owner who walked into a bank… and got told no.” [Sahra S. H...dcast) (1) | Txt]
2. “Capital Ready” vs. “Capital Curious”
Many entrepreneurs are not fully prepared for funding.
BCF helps businesses transition from: Capital curious → needing money
Capital ready → qualified and structured to receive it

“They know they need capital… but they haven’t set themselves up yet to be capital ready.” [Sahra S. H...dcast) (1) | Txt]
3. BCF Takes a Holistic View of Entrepreneurs
Unlike banks, BCF evaluates: Experience
Resilience
Business potential

Not just credit scores or financials.
“We’re looking at you as a full entity… what you’ve overcome.” [Sahra S. H...dcast) (1) | Txt]
4. BCF Acts as a Bridge to Traditional Financing
Businesses can: Start with BCF
Build credit and performance
Return to banks for larger loans

“We are the bridge between where the business is today and where the opportunity is.” [Sahra S. H...dcast) (1) | Txt]
5. Small Businesses Strengthen the Entire Economy
Supporting entrepreneurs: Creates jobs
Builds supply chains
Strengthens corporations and communities

“When small businesses succeed… the entire economy benefits.” [Sahra S. H...dcast) (1) | Txt]
6. Predatory Lending Is a Major Risk
Merchant Cash Advances (MCAs): Provide quick cash
Carry very high costs
Can trap businesses in debt

“You can get cash in three days… walk away from that person.” [Sahra S. H...dcast) (1) | Txt]
7. BCF Provides Solutions for Financial Distress
Helps refinance harmful debt
Example: Entrepreneur hit with $800K tariffs
Took on $1.2M high-interest debt
BCF restructured it into a manageable loan

8. SBA vs. CDFI Differences
SBA: Government-controlled, policy-dependent
Stricter and less flexible

BCF: Nonprofit, mission-driven
Flexible, relationship-based

“The SBA changes depending on who is leading the government.” [Sahra S. H...dcast) (1) | Txt]
9. Entrepreneurs Must Compare Funding Options
Businesses should evaluate: Interest rates
Terms
Control of capital

Avoid rushed decisions.
“You need to be the chooser… make the best decision.” [Sahra S. H...dcast) (1) | Txt]
10. Relationships Matter in Business Financing
Trust and long-term partnerships are key.
BCF builds ongoing support systems, not just transactions.
💬 Notable Quotes On mission:
“It’s a matter of economic security… we are strengthening the American economy.” [Sahra S. H...dcast) (1) | Txt]
On opportunity:
“That was not the end of your road—that’s where we come in.” [Sahra S. H...dcast) (1) | Txt]
On lending philosophy:
“Banks will look at the negative—BCF will look at the positive.” [Sahra S. H...dcast) (1) | Txt]
On predatory loans:
“Walk away… they’re providing capital at a very high cost.” [Sahra S. H...dcast) (1) | Txt]
On empowerment:
“You want to have the power in your hands to make the best decision.” [Sahra S. H...dcast) (1) | Txt]
On impact:
“Nothing makes me happier than seeing these clients succeed.” [Sahra S. H...dcast) (1) | Txt]
✅ Bottom Line
This interview positions BCF and CDFIs as critical enablers of small business success, especially for underserved entrepreneurs. The key message: access to capital is not just about money—it’s about preparation, relationships, and choosing the right financial partners to build sustainable growth.
#BEST #SHMS #STRAW

Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Margena Christian.
🎙️ Interview Summary: Dr. Margena Christian ✅ Purpose of the Interview
The conversation serves three primary purposes:
Highlight Dr. Christian’s career and influence
Showcasing her journey as a journalist, historian, and author rooted in Ebony and Jet magazine.

Promote her book
“It’s No Wonder: The Life and Times of Motown’s Legendary Songwriter Sylvia Moy.”

Preserve and correct Black cultural history
Emphasizing the importance of documenting overlooked contributors—particularly Black women like Sylvia Moy—whose impact has often gone uncredited.

🔑 Key Takeaways 1. Legacy of Black media institutions (Ebony & Jet)
Dr. Christian spent nearly two decades (1995–2014) at Johnson Publishing Company.
Jet and Ebony were central to Black visibility before social media, shaping careers and cultural narratives.
Being featured in these magazines was considered a milestone of success in the Black community.
👉 Insight: Media institutions played a critical role in documenting Black excellence and building public recognition.
2. Professional discipline and navigating the entertainment industry
Christian stressed the importance of understanding the difference between business and personal relationships.
She avoided distractions and maintained professionalism, even in celebrity-heavy environments.
👉 Insight: Success in media requires boundaries, focus, and clarity about one’s purpose.
3. Investigative storytelling and historical recovery
Her book began with a simple social media question: why hadn’t Sylvia Moy’s contributions been widely documented? [
She conducted deep archival and interview-based research to verify claims.
👉 Insight: True storytelling requires verification, curiosity, and persistence, not just surface-level narratives.
4. Sylvia Moy’s overlooked impact on Motown
Sylvia Moy helped save Stevie Wonder’s career when he risked being dropped.
She co-created the hit “Uptight,” which kept him signed.
Despite her role, she was denied proper producer credit, illustrating systemic inequities.
👉 Insight: Many foundational contributors—especially Black women—were historically under-credited or erased.
5. The importance of documenting history before it’s lost
Christian emphasizes that: History may be hidden but not erased.
If stories aren’t told accurately, others may distort or erase them.

👉 Insight: Preserving cultural history is both a responsibility and a form of protection.
6. The power of lived experience and “being in the room”
Christian highlights her firsthand role in shaping media history—not just reporting on it. [Margena Ch...(Podcast) | Txt]
She reflects on witnessing major figures early in their careers.
👉 Insight: Experience and proximity provide unique authority and storytelling depth.
💬 Notable Quotes On purpose and professionalism
“Never get it twisted… it’s business… but a friendly business.” [Margena Ch...(Podcast) | Txt]
“Very few people are really your friends.” [Margena Ch...(Podcast) | Txt]
On media influence and cultural validation
“Before social media, there was Jet.” [Margena Ch...(Podcast) | Txt]
“Some people didn’t feel like they made it until they were in Jet magazine.” [Margena Ch...(Podcast) | Txt]
On Sylvia Moy and untold history
“That woman made history as a producer but was denied the credit.” [Margena Ch...(Podcast) | Txt]
“How are you getting the credit for something… and I don’t see a footprint?” [Margena Ch...(Podcast) | Txt]
On storytelling and legacy
“People will write you out… of your own history if you let them.” [Margena Ch...(Podcast) | Txt]
“History may be hidden, but it’s never erased.” [Margena Ch...(Podcast) | Txt]
On purpose-driven work
“You’re just doing it because you’re called to do it.” [Margena Ch...(Podcast) | Txt]
🧭 Overall Message
This interview underscores a powerful theme:
Document the truth, honor overlooked contributors, and take ownership of your narrative—before someone else rewrites it.
It blends:
Entrepreneurship and career advice
Cultural preservation
Investigative journalism
Black media legacy
#SHMS #BEST #STRAW
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cherina & Mowbray Rowand.
🔷 Interview Summary
Cherina and Mowbray Rowand—co-founders of the Rowand Group and creators of One Stop Taxes—share how they built the largest Black-owned tax preparation service in the U.S., scaling to 1,000+ virtual locations. [CHERINA &...AND iHeart | Txt]
They discuss:
Their entrepreneurial philosophy
Their complementary roles as partners
The transition from brick-and-mortar to a virtual franchise model
Scaling strategies, team building, and infrastructure
Wealth-building through diversification (restaurants, real estate, hospitality)
Their creation of the Black Tax Festival to educate and unify entrepreneurs
The conversation blends practical business strategy, mindset, and community impact.
🎯 Purpose of the Interview
The interview serves several key purposes:
1. Educate aspiring entrepreneurs
Demonstrates how to start, scale, and systematize a service business
Highlights real-world lessons in scaling, hiring, and structuring companies
2. Promote economic empowerment
Focuses on helping underserved communities access: Entrepreneurship
Tax knowledge
Financial systems

3. Showcase a scalable business model
Emphasizes low-barrier entry franchising and virtual platforms
4. Inspire through lived experience
Shows how vision, persistence, and partnership can create generational wealth
🔑 Key Takeaways 1. Entrepreneurship = Service + Ownership
Entrepreneurship is framed as serving people first, then building a business around that service [CHERINA &...AND iHeart | Txt]
2. Complementary partnership is critical
Mowbray = visionary (ideas)
Cherina = implementer (execution systems)
Their success comes from balancing vision with structure
3. Scaling requires evolving your team
What works at $1M won’t work at $10M+
Businesses must upgrade: Attorneys
CPAs
Systems

4. Systems > hustle
They scaled by creating a repeatable system and training others
Their franchise model enables others to replicate success
5. Virtual model unlocked growth
Eliminating physical offices reduced cost and increased reach
Their early adoption of virtual tax prep became a major advantage
6. Timing + vision = breakthrough
They launched virtual tools before mainstream trust in digital transactions
COVID accelerated their already-built infrastructure
7. Lowering barriers drives scale
No startup cost, free training, and back-end revenue sharing allowed rapid adoption [CHERINA &...AND iHeart | Txt]
8. Marketing starts with relationships
Begin with: Warm network
Strategic partnerships (car dealerships, apartments, etc.)

9. Financial literacy is a wealth gateway
Many entrepreneurs lack: Proper documentation
Financial systems

Their platform and events aim to fix that gap
10. Community + recognition drive engagement
The Black Tax Festival builds community, education, and motivation
Recognition (awards, visibility) encourages performance
11. Diversification builds long-term wealth
They reinvested profits into: Restaurants
Real estate
International assets (Dominican Republic hospitality)

💬 Notable Quotes On entrepreneurship
“Entrepreneurship [is] being able to set your own path… being a servant to other people.” [CHERINA &...AND iHeart | Txt]
On partnership dynamics
“He’s the big idea guy… I’m the implementation person.” [CHERINA &...AND iHeart | Txt]
On vision vs execution
“Let me get the vision out first… then we start figuring out the pieces.” [CHERINA &...AND iHeart | Txt]
On scaling infrastructure
“The same thing that works at $1 million is not the same thing that works at $10 million.” [CHERINA &...AND iHeart | Txt]
On early-stage hustle
“We didn’t have a ton of support… but we had a lot of drive.” [CHERINA &...AND iHeart | Txt]
On innovation and skepticism
“When you tell a person we own a virtual tax company, they’re like, ‘What is that?’” [CHERINA &...AND iHeart | Txt]
On reducing barriers
“We don’t have any startup cost… we train for free… we lowered that point of entry barrier.” [CHERINA &...AND iHeart | Txt]
On wealth gap realities
“We’re left out of rooms because we don’t have the proper paperwork… financials.” [CHERINA &...AND iHeart | Txt]
On mission-driven events
“Hopefully [people] leave better than we found them.” [CHERINA &...AND iHeart | Txt]
🧭 Bottom Line
The Rowands’ story is a blueprint for modern entrepreneurship:
Start with service
Build systems
Scale through people and technology
Reinforce success with community and education
Convert income into assets and ownership
Their model isn’t just about making money—it’s about making wealth accessible and transferable.
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.