Barbara Sloan, author of "Tipped: The life changing guide to financial freedom for waitresses, bartenders, strippers, and all other service industry professionals," joins Gaby to talk about a topic we've wanted to cover for a while: tipping and working for tips. In the US, 3 million people work mainly for tips and yet financial advice never takes them into account or gives them practical steps to financial stability. We talk about the minimum and subminimum wage, what patrons can do to be better customers to tipped workers, and how people who work for tips can better save, budget, and control their money.  Gaby Dunn Instagram: @GabyRoad BWM Instagram: @bwmpod BWM Facebook group: http://tinyurl.com/badwithmoneyfb The BWM Discord channel: https://discord.gg/dAdxj4JMER Find Gaby on Patreon: patreon.com/gabydunn Shop gabydunn.com/shop for merch! Bad with Money is produced, edited, sound engineered and mixed by Cumulus Podcast Network. The theme song was performed by Sam Barbara and written by Myq Kaplan, Zach Sherwin, and Jack Dolgen. Additional music by Joey Salvia. Learn more about your ad choices. Visit podcastchoices.com/adchoicesAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Gaby steals from women... just like Don Draper. Lily updates us on her workplace accommodations situation re: ADHD and capitalism. Mal corrects their history of school accommodations based on new information from their mother. A transfemme listener named Claire writes about paying for gender affirming surgeries, adding authorized users to bank accounts and credit cards, and also accuses Mal of being a Boomer in a Millennial's body. Gaby's going to change their name with the same format Taylor Swift used to roll out the track titles for Midnights. Cooper, who is paying for aptitude tests, is back to talk salmon, Playstation 5, and the military. Finley explains blood donation in Canada. Charlie leaves a great voicemail about healthcare that leads to some really great advice. And finally, red rum. Gaby Dunn Instagram: @GabyRoad BWM Instagram: @bwmpod BWM Facebook group: http://tinyurl.com/badwithmoneyfb The BWM Discord channel: https://discord.gg/dAdxj4JMER Find Gaby on Patreon: patreon.com/gabydunn Shop gabydunn.com/shop for merch! Bad with Money is produced, edited, sound engineered and mixed by Cumulus Podcast Network. The theme song was performed by Sam Barbara and written by Myq Kaplan, Zach Sherwin, and Jack Dolgen. Additional music by Joey Salvia. Learn more about your ad choices. Visit podcastchoices.com/adchoicesAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

This week, Gaby has the honor of speaking to Stephanie Dworak about the costs of her abortion and the emotional and financial stress of going out of state for the procedure on a child she desperately wanted. In a follow up to the show's childcare costs episode, Stephanie shares her story in hopes of bringing the realities of overturning Roe V Wade to the forefront of the harrowing conversation. (Her experience happened in Nebraska, a state where abortion was legal up to 22 weeks, but still, living it was a nightmare.) Gaby Dunn Instagram: @GabyRoad BWM Instagram: @bwmpod BWM Facebook group: http://tinyurl.com/badwithmoneyfb The BWM Discord channel: https://discord.gg/dAdxj4JMER Find Gaby on Patreon: patreon.com/gabydunn Shop gabydunn.com/shop for merch! Bad with Money is produced, edited, sound engineered and mixed by Cumulus Podcast Network. The theme song was performed by Sam Barbara and written by Myq Kaplan, Zach Sherwin, and Jack Dolgen. Additional music by Joey Salvia. Learn more about your ad choices. Visit podcastchoices.com/adchoicesAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

A couple of listeners write in about budgeting apps and combining finances with their partner requiring weekly pizza and beer budgeting meetings. How can a listener now become a financial role model for their young daughter and their young co-workers? Deirdre wants a long Covid costs episode and Gaby asks for listeners to write in with their own costs of chronic illness. Ferg shares the rapidity and low cost of his vasectomy, which prompts Mal to ask about a very timely storyline in Gilmore Girls. Plus, another side to the parents buying childrens' debt debate. A realtor has thoughts on Selling Sunset and unethical and illegal behavior. Special education teachers have ideas for Mal and they share some vulnerable life stories. Plus, a review gets us HEATED. tw: eating disorders, sex education, Nazis Gaby Dunn Instagram: @GabyRoad Mal Blum is @malblum anywhere you want to find them BWM Instagram: @bwmpod BWM Facebook group: http://tinyurl.com/badwithmoneyfb The BWM Discord channel: https://discord.gg/dAdxj4JMER Find Gaby on Patreon: patreon.com/gabydunn Shop gabydunn.com/shop for merch! Bad with Money is produced, edited, sound engineered and mixed by Cumulus Podcast Network. The theme song was performed by Sam Barbara and written by Myq Kaplan, Zach Sherwin, and Jack Dolgen. Additional music by Joey Salvia. Learn more about your ad choices. Visit podcastchoices.com/adchoicesAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Maggie Mae Fish, comedian, horror fan, and descendant of serial killer Albert Fish, joins Gaby and Mal for a special spooky Halloween money episode. We talk about the origins of cheap horror and how it became one of the most affordable genres of movie to make. Gaby does a deep dive on Val Lewton and his stream of iconic low budget horror films from the 1940s. Mal reads a short scary story they wrote as a child called "Ghost Ship" which involves a pirate named Captain Blood. Then, the trio dig into the finances and capitalism of Stanley Kubrick's 1980 classic The Shining. How is work and desperation for work in America depicted? How is Wendy being financially, physically and emotionally abused? How are marginalized people used behind the scenes in the name of men's art? tw: murder, domestic abuse, child abuse, child sexual abuse, roofies Gaby Dunn Instagram: @GabyRoad Mal Blum is @malblum anywhere you want to find them BWM Instagram: @bwmpod BWM Facebook group: http://tinyurl.com/badwithmoneyfb The BWM Discord channel: https://discord.gg/dAdxj4JMER Find Gaby on Patreon: patreon.com/gabydunn Shop gabydunn.com/shop for merch! Bad with Money is produced, edited, sound engineered and mixed by Cumulus Podcast Network. The theme song was performed by Sam Barbara and written by Myq Kaplan, Zach Sherwin, and Jack Dolgen. Additional music by Joey Salvia. Learn more about your ad choices. Visit podcastchoices.com/adchoicesAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy